Your personal CFO, in the making.

Less financial fine print. More room for life.

We’re building Elbie, a personal CFO for everyday money, to help you understand your options and make financial decisions with more confidence.

Make sense of the details.
Find options worth considering.
Spend less time managing it all.

Built by Santiago and Mateo, MBA students at MIT.

The idea

Meet Elbie. Because every little bit counts.

Most money wins are small: a slightly lower rate, the right card at checkout, a fee you didn’t have to pay. On their own, they’re easy to miss. Together, they add up.

We’re building Elbie to help you catch them, so the details work for you instead of against you.

Our story

We learned to make every little bit count.

SantiagoMBA student, MIT
MateoMBA student, MIT

We’re Santiago and Mateo, second-year MBA students at MIT. Before coming here, we worked in finance and consumer products in Latin America.

Paying for our degree meant borrowing, so we did what we knew: compared lenders, read the fine print, and pushed for the lowest interest we could get. It took time and know-how that most people never get the chance to build.

That’s why we’re building Elbie. We want to bring what we learned to everyday people, so anyone can get the most out of their cards, loans, and offers without becoming a finance expert.

We’re starting by listening. Join the waitlist and help shape what we build first.

How early access works

Step 1: Join the waitlist.
Receive updates as we build.
Step 2: Tell us what matters.
Optionally share the financial tasks that need improvement.
Step 3: Help shape the first version.
Interested members may be invited to research or a pilot.

Questions

Is the product available now?

We’re developing the first version. The waitlist helps us understand what to build and whom to invite to early research and pilots.

Do I need to connect a bank account to join?

No. Joining only requires your email.

Will I be contacted for research?

You can separately opt in to a research conversation after joining.

Will this guarantee savings or a new loan?

No. Any future benefit will depend on your circumstances, product terms, and eligibility.

Every little bit counts

Less financial fine print. More room for life.

Meet Elbie. Because every little bit counts.

We learned to make every little bit count.

How early access works

Step 1: Join the waitlist.

Step 2: Tell us what matters.

Step 3: Help shape the first version.

Questions

Help shape what we build first.